Critical requirement: Without valid Canadian Super Visa health insurance, your visa application will be refused. This insurance cannot be Indian travel insurance — it must be from a Canadian insurance company and cover at least $100,000 CAD for the full duration of your stay.

Minimum Insurance Requirements

Your Super Visa health insurance plan must meet ALL of the following IRCC criteria:

• Purchased from a Canadian insurance company (not an Indian provider)
• Coverage of at least $100,000 CAD for health care, hospitalisation, and repatriation
• Valid for a minimum of 1 year from your expected date of entry to Canada
• Must be valid for each entry — multi-entry visits need coverage aligned with each stay

What Does Super Visa Insurance Cover?

A standard Canadian Super Visa insurance plan covers:

• Emergency hospitalisation and surgery
• Prescription medications related to a covered emergency
• Emergency dental (accidental injury)
• Repatriation of remains in case of death
• Trip interruption (in some plans)

Pre-existing medical conditions may or may not be covered depending on the plan. If you have a pre-existing condition (diabetes, heart condition, etc.), choose a plan with a stability clause that covers your specific condition.

How Much Does Super Visa Insurance Cost?

Cost depends on your age, health status, coverage level, and deductible chosen. Approximate ranges for Indian applicants:

Premiums are lower if you choose a higher deductible (e.g., $1,000 or $5,000 CAD). Many insurers offer monthly payment plans.

Approved Canadian Insurance Providers

Major Canadian insurance companies offering Super Visa insurance include Manulife, Sun Life, Blue Cross, GMS, Tugo, and many others. Compare plans based on pre-existing condition coverage, stability clauses, deductible options, and cancellation policies.

Can I Cancel the Insurance If My Visa Is Refused?

Yes. Most Canadian insurers offer a full or partial refund if your Super Visa application is refused and you return the original policy before your start date. Ask about the refund policy before purchasing.

What Documents to Submit With Your Application

Include a copy of your insurance policy showing: the policyholder's name, coverage amount, validity dates, and the insurer's contact information. See the full Super Visa documents checklist for what else you need.

Check Your Full Eligibility

Insurance is just one requirement. Review the complete Canada Super Visa eligibility criteria and the financial requirements your Canadian host must meet before applying. Have questions? Visit our Canada Super Visa FAQs.